Scratchpay is another way Deluxe Dental offers payment plans. It’s a simple, transparent payment plan for medical financing. No prepayment penalty. Finding your plan is not based on and does not affect your credit score, making it a reasonable option for everyone.

Payment Options:

1. 1
   Pay Later

   • Divides payments into 3 monthly payments at 0% APR
   • Monthly payment amounts depend on term length and amount financed
2. 2
   Take 5

   • Divides payments into 5 bi-weekly payments at 0% APR
   • Requires a 20% down payment

Each option and payment period will vary by applicant depending on what they qualify for. Our staff would be more than happy to assist each patient through the entire process.

Key Benefits:

• No hard credit check to see what they qualify for – this is different from most other options on the market.
• Scratchpay is not a credit card product – it’s a loan product. Diversifying the types of financial products a client has can ultimately be beneficial to one’s credit score in the long term.
• Some of the highest customer satisfaction in the game! Our Net Promoter Score (common measure of customer satisfaction) for your clients is higher than 95% of Fortune 500 companies!
• Digital-first solution – no paperwork, no problems. Your client can manage their entire loan without paperwork or need to go out and purchase stamps to mail something to us.

Customer Service: 855-727-2395